Check Your Eligibility
Find out in minutes if you qualify for a Home Equity Agreement. Our quick eligibility check won't affect your credit score.
Basic Requirements
Home Equity Agreements have simpler requirements than traditional loans. Here's what we look for.
Primary Residence
Your home must be your primary residence where you live most of the year.
Sufficient Equity
How much equity you need depends on your home's value: roughly 26% on a $1,000,000 home, 32% on a $500,000 home, 40% on a $300,000 home.
Eligible Location
Your property must be in California. We are not currently accepting homeowners in any other state.
Good Standing
Your mortgage payments should be current with no recent bankruptcies.
What We Don't Require
Unlike traditional loans, we don't have strict income or credit requirements because there are no monthly payments to qualify for. A Final Settlement Amount based on your home's value at that time is due at the end of the Investment Period or upon sale or refinance. In a high-appreciation scenario, this amount may substantially exceed the investment proceeds received.
Learn More About Eligibility
Explore detailed information about our requirements, eligible properties, and service areas.
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Check My EligibilityEligibility for a Home Equity Agreement is subject to verification and underwriting approval. Meeting the basic requirements does not guarantee approval. Actual terms, investment amounts, and value share percentages vary based on individual circumstances including property location, condition, and equity position. The eligibility check does not constitute a commitment to invest and is for informational purposes only.